Stop overpaying to get paid.
Credit card processing, POS systems and online payments for businesses of every size, from a single storefront to multi-location and enterprise, with rates that are extremely aggressive and most likely can't be beat.
Every point you save on fees goes straight back to your bottom line. Send us a recent statement and we'll show you exactly how much.
Everything you need to take payments.
One partner for every way your customers pay: at the counter, on the road, online or by invoice.
Credit card processing
Accept every major card brand with clear, interchange-based pricing so you can see exactly what you pay on every transaction.
POS systems
All-in-one POS for retail, service and restaurants, set up with your items, tax rates and receipt details before it arrives.
Online payments
A secure payment gateway for your website with built-in fraud screening. Pair it with a site we build for you.
Invoicing & payment links
Send an invoice or a text-to-pay link and get paid without the customer ever coming back to the counter.
Cash discount & dual pricing
Programs that offset most or all of your processing cost, set up to follow card-brand rules and your state's requirements.
ACH & recurring billing
Lower-cost bank transfers for memberships, service plans and business-to-business payments.
Customer financing
Offer pay-over-time options on bigger tickets so customers say yes to the whole job, not just part of it.
Chargeback help
Guidance on preventing disputes and help responding when one comes in, so a chargeback doesn't cost you the sale and the fee.
Pick the setup that fits how you sell.
We'll match the equipment to your business and ship it programmed and ready to go.
Card terminals
Fast, reliable tap, chip and swipe at the register.
Best for: retail, auto shops, front desks
Full POS systems
Items, inventory, tips, receipts and reporting on one screen.
Best for: restaurants, bars, stores
Handheld terminals
Take payment at the table, in the bay or across the lot.
Best for: restaurants, dealerships, service lanes
Phone & tablet readers
Pocket-size readers and tap-to-pay on your own phone.
Best for: events, tradeshows, job sites
Virtual terminal & links
Key in cards from any computer or send a link to pay.
Best for: phone orders, invoices, deposits
How it works.
From first look to first sale, we keep it simple and up front.
Send a recent statement
Any month's statement from your current processor works. Processing statements are hard to read on purpose, so we do the math for you.
Get a side-by-side
We break down what you pay now, fee by fee, next to what you'd pay with us. Real numbers, no obligation.
Quick application
If the numbers make sense, a short online application gets you set up. Have your business info and a voided check handy for deposits.
Start taking payments
Your equipment arrives programmed and ready to go. Funds land in your bank account, and you have a real person to call when you need help.
Payment solutions for every kind of business.
Every industry gets paid a little differently. We set you up for the way your customers actually pay.
Auto repair & detail shops
Big tickets, parts deposits and financing on major repairs. Running a shop? See Shop UpKeepr.
Powersports & dealerships
High-dollar units, deposits, service departments and financing that helps close the sale.
Restaurants & food service
Tip adjust, split checks, pay-at-the-table and kitchen printing that keep tables turning.
Bars & nightlife
Open tabs and fast checkout that hold up on your busiest nights.
Retail stores
Inventory, barcode scanning and quick checkout at the counter and online.
Salons, spas & nail studios
Appointment checkout, tips per stylist and card-on-file for no-shows.
Barbershops
Quick chair-side payments, tip handling and simple daily reporting.
Gyms & fitness studios
Recurring memberships, class packs and automatic billing that runs itself.
Contractors & home services
Get paid on-site, send invoices for larger jobs and offer financing.
Medical & dental offices
Front-desk payments, payment plans and secure card-on-file billing.
Professional services
Invoices, payment links and recurring billing for retainers and plans.
eCommerce
A secure gateway, fraud screening and checkout that works with your store.
Food trucks & event vendors
Portable, cellular-connected terminals that work at tradeshows, fairs and swap meets.
Tattoo & piercing studios
Deposits to hold appointments, tip handling and fast checkout.
Multi-location & enterprise
Volume-based pricing, consistent setup across every location and reporting that rolls up in one place.
Nonprofits
Donations online and in person, plus recurring giving for supporters.
Don't see yours? Reach out. We work with businesses of all types.
What are you really paying?
Grab any recent processing statement and plug in two numbers: your total card sales and your total fees for the month.
This is an estimate. Send us your statement for an exact, line-by-line comparison.
Get my exact numbersWhy switch to UpKeepr Tech?
- Aggressive rates. Pricing that's extremely hard to beat, and we'll prove it against your current statement.
- No surprises. We show you exactly what you'll pay before you switch, line by line.
- A real person. You deal with us directly, not a call center or a ticket queue.
- Built to scale. From one location to hundreds, pricing that scales with your volume. We run businesses too, so we know every fee adds up.
Common questions.
Straight answers about pricing, switching and getting set up.
What will my rates be?
It depends on your monthly volume, average ticket, industry and how you take payments (in person, online or both). Send us a recent statement and we'll build a side-by-side comparison so you can see the difference before you commit to anything.
How do I read my current statement?
Most statements bury the real cost in a mix of interchange, card-brand assessments and processor markup. You don't have to sort it out. Send it to us and we'll break down what each line means and what you're actually paying.
How long does it take to get set up?
Most standard businesses are approved quickly once the application and documents are complete. Some industries take longer because the banks review them more closely. We'll give you a realistic timeline up front.
Can I keep my current equipment?
Sometimes. Many terminals can be reprogrammed, and if yours can't, we'll recommend equipment that fits how you sell. Just tell us what you're using now.
What is a cash discount or dual pricing program?
It lets you show a cash price and a card price so the cost of processing is offset at checkout. Rules vary by card brand and by state, and we'll help you set it up the compliant way.
How do I get a quote?
Use the contact page or email info@upkeeprtech.com with a recent processing statement attached. We'll get back to you with real numbers.
Find out what you could save.
Send us a recent statement and we'll show you a free, no-obligation side-by-side comparison.